E-Commerce Merchant Accounts

What is a Merchant Account?

A Merchant Account is a special bank account where money from credit card sales is first routed to and held before transferred to your own business account. This process is usually fully automated in ecommerce transactions. Money may be transferred into your standard business account in real-time or during various points in a 24 hour period. A merchant account is a crucial part of ecommerce.

A Payment Gateway is a service provided by a billing processor, which allows credit card information to be collected and passed over the internet. A payment gateway can be thought of as a digital equivalent to a credit card processing terminal. They allow the secure transfer of credit card funds from users on your website to your merchant account.

Depending on the type of items you wish to sell on your online store, you will need to choose a merchant account. While there are many different Merchant Accounts out there, we only recommend the simplest, low cost ones to implement into your business and website. These accounts are perfect for small businesses. 		Online Merchant Account
 

Paypal Standard

If you will only be selling a few items on your website, Paypal Standard is a great option!

Paypal Standard allows you to add items for your website and use their shopping cart for free. This is the easiest way to set up an online store.


Details

No contracts
No credit checks
No applications
No monthly fees
No set-up fees
No cancellation fees
1.9% to 2.9% + $0.30 USD per transaction
Accept credit cards, debit cards, bank transfers, and PayPal
Get paid by anyone. Even by customers without a PayPal account

 For more information on Paypal Standard
click here.

Order a Paypal Standard Account for your business for only $20.00 NOW!
(You will be contacted after payment to obtain your business information)

Your Website Address: http://
 

Paypal Virtual Terminal

What is a Virtual Terminal?

It’s an online version of the credit card swipe machines used in stores. But it gives you added advantages:

  • Increase sales. Expand your business beyond the internet.


  • Save money. There’s no need to invest in expensive equipment.


    • How it works.

    Customer orders by phone, fax, or mail with credit card.
    You enter order into Virtual Terminal.
    PayPal processes the transaction and you get paid.

    Why use Virtual Terminal?

    It's easy.Use Virtual Terminal with any PayPal solution. Anyone with a U.S.-based Business account can apply.

    It’s affordable. Pay the same low per-transaction price for any major credit card, including Visa, American Express, MasterCard, and Discover.

    It lets you expand your business. Get paid by phone, fax, and mail, in addition to the internet. 81% of Virtual Terminal users agree that it allows them to reach more customers.

    It’s convenient. You get an automatic custom packing slip, and Virtual Terminal is preintegrated with PayPal reporting systems.


    Details

    No contracts
    Easy online application
    $30.00 monthly fee
    No set-up fees
    No cancellation fees
    No additional hardware
    Accept all credit cards
    Get paid by anyone. Even by customers without a PayPal account

    2.4% to 3.1% + $0.30 per transaction

    		 For more information on Paypal Virtual Terminal
    click here.

    Order a Paypal Virtual Account for your business for only $20.00 NOW!
    (You will be contacted after payment to obtain your business information)

    Do you already have a Paypal Account?
    Your Website Address: http://
     

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